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It is Election Day and the courts are closed, which creates an opportunity for me to write a note to thank you for the effort you put into teaching Pat and I about long term health care. Over the past-ten or fifteen years I had met with folks from USAA, Navy Mutual Aid, Banker’s Life, John Hancock and others who were trying to sell us on their policies, but you were working to help us understand what the coverage was all about and what our needs were going to be, which was a sales methodology that none of the others had used, but really matched our needs. The upshot is that we feel we obtained a good product that will protect us as well as our families at a reasonable cost, and that your knowledge and experience brought us to understand what we needed to know to make a good decision, and guided us toward that decision. We both valued your input, your knowledge, and your ability to help us evaluate the information you shared and the product choices you laid out to US: The bottom line is that your professional approach gave us confidence in you, your product, and your professionalism. It was a pleasure doing business with you.
K. Dane Mills, Attorney
Ben has helped our family on two fronts: long term care and term insurance. He clearly explained the benefits of having long term care insurance in language we could easily comprehend. We feel much more confident in our financial security in this area, plus we received a $500 state income tax credit in 2013. With Ben’s help, we were also able to double the amount of term insurance on me for the same monthly premium we were paying our previous insurance company.
In my work as a RN I was aware of the increasing costs of health care, especially long term. With assets to protect I researched long term insurance programs through professional organizations and individual programs. Ben’s extensive experience and knowledge helped me sort through the various insurance companies and policies to select the one that fit my needs.
Ben was very accessible and knowledgeable about LTC issues and he put me at ease from the start. As a retired educator in Georgia who is single, I felt unsure about making a decision on my own to change companies since their rates had increased substantially. He was able to give me perspective, as well as a stable option, which were both invaluable. Thank you, Ben!
Cathy RockoffWoodstock, Georgia
My name is Carl. I reside in the state of North Carolina. My wife Elizabeth and I recently purchased long term care insurance through Ben Polis. We were very, very happy with the experience. Ben showed us that you need to work with a specialist in long term care insurance planning rather than relying on a financial advisor. In long term care insurance, Ben is the “orthodonist” while the financial adviser is the “general dentist.” His design knowledge and ability to acquire discounted premiums actually saved us over $1,000 per year. He earned our business over the dismay of our financial advisor. I highly recommend Ben Polis to anyone looking for long term care insurance. Ben is the person to guide you through the long term care insurance process.
Carl and Elizabeth B.
I recently purchased an LTC policy through the expert help of independent agent Ben Polis. The key word is “independent”. Ben does not represent any one insurance company and is able to provide unbiased assessments of the major players in the industry based on research, experience, and past performance – i.e. carriers who raise their rates most frequently, the ease of dealing with claims, the rigorous health assessments of prospective applicants. His knowledge of insurance industry terminology guided me through my own evaluation of carriers and policy options. His interest in providing me with the best option for my budget, current health status, and long term goals resulted in the successful qualification and ultimate purchase of an LTC policy with a very reputable company. In addition – Ben is very approachable, personable, and always available to answer your questions and address your concerns. I highly recommend the services of Ben Polis.
Ben helped us to make a wise and well thought out decision regarding LTC insurance. It was a long process for my husband and me since we were new to purchasing this type of insurance. Ben was extremely patient, always answering every question, sent numerous quotes, and never pressured us to make a hasty decision. I feel confident that we chose the best LTC insurance to meet our needs. I would not hesitate to recommend Ben Polis for your LTC representative.
Rachel Lexington, SC
Mr. Ben Polis was very professional and knowledgeable while at the same time approachable. Any attempts on my part to contact Mr. Polis with a question or concern were always answered either immediately or shortly thereafter. As with any insurance, my hope is to not need the coverage but I am confident that the policy I secured with Mr. Polis’ guidance will serve me well.
R. Young Lousiana
Like most individuals, I do not understand the complexities of insurance and, therefore, have a basic distrust of the industry. Due to the patience and detailed explanations of Ben Polis, I am now totally at peace with the long-term care policy that I just purchased. From the very beginning, when he compared available policies through different insurance companies to the painstaking line by line explanation of the policy that I chose, Ben was patient and wanted to be certain that I truly understood every detail. Ben was the consummate professional from start to finish. I have already recommended him and will continue to do so.
Bill LauerAdvance, NC
I highly recommend Ben Polis based upon my experience in obtaining Long-Term Care Insurance with Mutual of Omaha. He is a very knowledgeable and dedicated professional agent. Although initially Mutual of Omaha did not give me the better premium rate based upon my medical records, he worked with the Company and provided the information required to get the lower premium amount. Without his assistance, such success may not have been possible. Throughout my dealings, I have very much enjoyed working with Ben and feel that others may benefit as well by using his services.